QUESTION 6:
Do I need a special policy if I take my bike abroad?

ANSWER:
Plenty of owners take their bikes over to Europe and beyond so most insurers are ready to help them. As long as you give them enough notice then most insurers will offer add-on cover for an overseas trip for an extra fee. Some make it even easier, however. The specialist bike broker Carole Nash now offers European cover for free – it also throws in free breakdown recovery services on many policies. Other companies charge different amounts for the additional services and it is always worth asking for quotes both with and without them. That way you can check the money you save on one part of a policy isn’t just taken away again on another. Experts say managing without breakdown recovery cover can be a very false economy, especially if you are going on a big trip. So it is worth shopping around and getting a decent policy in place long before you set off.